Five constraints on medium term investment returns
Introduction Starting in the early 1980s investment returns were spectacularly strong. Sure there were bumps along the way like the 1987 share crash, but Australian …
Financial freedom: A comprehensive guide to achieving true financial independence
In a world where financial stability plays a crucial role in our wellbeing and future aspirations, the concept of financial freedom stands out as a …
What’s the best age to retire?
There is no magic age at which to retire. But what’s important is to plan for a longer retirement than you may expect. This is …
A real cybercrime story
Australians lost over $3 billion to scams in 2022 alone. With investment scams being the most common, consider these insights so you can better protect …
Understanding market volatility
Many investors become concerned when volatility occurs in global financial markets – particularly about the impact on their superannuation and other investments. In times like …
Three reasons to err on the side of optimism as an investor
Introduction The “news” as presented to us has always had a negative bend, but one could be forgiven for thinking that it’s become even more …
The importance of rebalancing
Investing is more than choosing different assets. It also involves managing your portfolio on an ongoing basis to achieve personal goals. Your starting point In …
Super fund performance and unlisted assets
Differences in the returns of various super funds have primarily been driven by whether the funds are invested in unlisted or listed assets. Super fund …
Should you fix your home loan?
Key takeaways An understanding of the benefits of fixing your home loan, including payment stability, protection from rate hikes and certainty over long term financial …
Seven key charts for investors to keep an eye on
Introduction At the start of this year, we thought shares would have reasonable returns albeit it wouldn’t be smooth sailing given ongoing issues around inflation, …